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Estate planning for the second or third time around

On Behalf of | Nov 5, 2024 | Estate Planning

You are not a newcomer to marriage, but that does not mean you are immune to the complexities of estate planning. Your second or third marriage may bring even more challenges, such as blended families, stepchildren and accumulated wealth. This makes it essential to create a clear and comprehensive plan.

Each family member’s needs and expectations can differ

Here are some key challenges you might face when estate planning in a subsequent marriage:

  • Ensuring that all beneficiaries receive an equitable share of assets
  • Protecting the financial security of the current spouse
  • Safeguarding inheritance for children from previous marriages
  • Managing potential conflicts between stepparents and stepchildren
  • Addressing complex family dynamics and expectations
  • Dealing with shared and separate property accumulated before and during the marriage

Florida’s elective share law entitles a surviving spouse to 30% of the deceased spouse’s estate, regardless of what the will states. This law can complicate matters if you wish to leave a larger portion to your children from a previous marriage.

To avoid unintended consequences, it is essential to create a clear and legally sound estate plan. One common strategy for blended families is the use of a trust. A well-structured trust can support your current spouse throughout their lifetime while guaranteeing that your children eventually receive your assets.

Obtaining tailored legal solutions is key

It is best not to risk leaving your loved ones with uncertainty and potential conflict. Work with an experienced Florida attorney to create an estate plan that will reflect your values and intentions while complying with the law.